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The forms below may be printed for use if you have a claim. Please note that SIP does not handle claims directly. Be sure to follow the instructions on each form carefully.
Claims number: 1-800-620-3307
(ask for Claims Department for Student Insurance Partners)
Claims involving a THEFT:
Theft Forms
For claims involving an ACCIDENTAL DAMAGE:
Accidental Damage Forms(only for policies with ACCIDENTAL DAMAGE option)
For claims involving FIRE, FLOOD, NATURAL DISASTER OR VANADLISM:
All Other Claims Forms
If you have a claim for electrical damage due to lightning, also use:
Electrician Affidavit
CLAIMS PROCESS – QUESTIONS AND ANSWERS
THEFT:
(1) Students must obtain a report documenting the theft from the local police department.
(2) If there is a charge for the report, the cost can be reimbursed by including a receipt with other paperwork.
(3) If students are told that the request for the theft report must be initiated by the Insurance Company, note that on the claim form. Include the phone number (with area code) of the law enforcement unit.
(4) Claim forms can be obtained by downloading on this page, or upon request, they can be faxed or mailed. Forms needed are the Main Form, a Computer Check List form. (All forms must be filled out completely.)
The Date of Loss is very important when processing the claim. If forms are received without this date, payment will be delayed.
(5) For any one item valued over $100.00, proof of ownership is required. This can be a sales receipt, a charge card statement or a picture of the owned item demonstrating actual possession of the item before the reported loss. If the original box is available, a copy of one side of the box or the original owner’s manual will be accepted. Only one proof of ownership is needed. If none of these are available, a notarized statement from a parent stating that their student owned the item(s) in question at the time of the theft will be accepted as proof of ownership. If the theft involves a computer, the Computer Check List must be completed, unless the receipt specifically states the specifications of the computer.
(6) Sales receipts and/or replacement quotes should be provided for any item claimed regardless of value.
DAMAGED ITEMS:
(1) All damaged electronics must be taken to a repair company to determine if the item is repairable. If the item is repairable, the technician must provide an Estimate of Repair. This estimate should be submitted along with the Main Form and other paperwork.
(2) If damages are caused by lightning strike or power surge, download the Electrician’s Affidavit. The technician will complete the form, indicating whether or not the item can be repaired. If repair is possible, the cost of repair should be included.
(3) If the technician determines that the equipment is not repairable, this must be in writing. We do not accept quotes.* If the repair company is not willing to put this in writing, our office may require that either a picture of the damaged item be submitted, or if the item is small enough, we may ask that it be mailed to our office. Shipping costs will be reimbursed.
(4) For damaged items, proof of ownership is established by securing an Estimate of Repair on the repair company’s letterhead or invoice.
(5) IMPORTANT!!! DO NOT DISPOSE OF ANY DAMAGED ITEMS UNTIL GIVEN PERMISSION FROM THE CLAIMS DEPARTMENT!!! Shipping costs will be reimbursed by the Claims Department.
*The difference between an Estimate of Repair and a quote is that the Estimate gives a detailed breakdown of costs. A quote is an estimated total of overall costs.
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Don't rely on your homeowners, renters, or flood insurance to safeguard your laptop. Protect this investments with the most complete and comprehensive coverage available -- a STUDENT LAPTOP POLICY from SIP. It costs very little and can save you a fortune. Purchase or Renew your Plan Today!
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Theft! Fire!
What would you do if your laptop was stolen or destroyed by fire? It has happened to many students, and it could happen to you. It makes sense for you to take stock of what you have and prepare to prevent its loss.
Student Personal Property Plan
Student Insurance Partners has designed a full-services, low-cost program to specifically protect the laptops of students, faculty and staff living in homes or apartments, worldwide. SIP and Affiliates have been providing insurance programs to thousands of students across the country since 1971.
Losses & Covered
We will cover loss or damage, occurring during the policy period, to laptops, which you own or have leased, "worldwide," except as excluded in the "Property Not Covered" and "Special Provisions" sections. There is no coverage for mysterious disappearance (unless stolen), mechanical or electrical breakdown, wear or tear, corrosion and rust, nuclear war or governmental seizure.
What about Coverage Under My Parent's Homeowners Policy?
If you have questions about your parent's homeowner's policy, show this brochure to your agent and ask for advice. Every year hundreds of insurance agents contact us for enrollment applications for their clients. These agents recommend our low $100 deductible coverage to these parents to be used for their students in school. SIP is always primary to the homeowner's coverage and can be used to cover parents' high deductibles.
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