 |
 |
 |
 |
Want To Know More About Our Unique Laptop Insurance Policy?
Despite the unexpected mishaps that occur on-and-off school grounds on a daily basis, the schools are not responsible for damage or theft of student property. For this reason, most institutions recommend that students and parents, teachers and staff, consider purchasing coverage like Laptop Insurance Policy from Student Insurance Partners.
More than 1,100 schools across the country specifically endorse SIP and its affiliates - making us by far the most popular choice of insurance coverage among parents, students, and administrators. Start safeguarding your laptop today, and enjoy the peace of mind that results from knowing that one of your most valuable possessions is safe. At $50 a year - it's affordable on any budget.
Frequently Asked Questions About SIP
Consult the following list of frequently asked questions about the LAPTOP PROGRAM available from SIP.
|
|
|
1. This sounds like the perfect plan. How do I enroll?
Enrolling in the LAPTOP PLAN from Student Insurance Partners is simple and takes only a few minutes. Click here to sign up, and start protecting your laptop today.
2. I'm already enrolled. Something happened, and I need to file a claim. How do I do it?
In the event that a laptop has been accidentally damaged, stolen, or damaged by theft, fire, flood or natural disasters, claims information is conveniently found on our website. Click here to find claims forms and contact information.
3. Doesn't my homeowner's policy cover laptop?
It depends. Not all homeowners policies are the same, and their deductibles are usually much higher. Although most policies will provide some coverage, they have limitations on certain property. Also, the limit for property away from the principal residence is generally 10% of the personal property limit on the parent's policy.
4. If my homeowner's policy provides coverage, why would I want to purchase a separate policy?
The LAPTOP POLICY from SIP applies first, regardless of other insurance, providing a greater percentage of reimbursement. You will always recover more of a covered loss with SIP because of our deductibles are significantly less than the deductibles of a homeowners policy.
5. How much does SIP's plan cost?
The premium is $50 yearly, with a low deductibles of $100. Compare our plan's deductibles to those of your homeowners policy ($500 to $1,000+).
Click here for more information about our rates, deductibles, and premiums.
6. Are any other items of mine covered under my policy besides my laptop/desktop computer and its peripherals?
Yes, here at Student Insurance Partners, we are always looking for new ways to best serve our policy holders. In addition to your laptop/desktop computer, and its peripherals, your policy also covers your cell phone, iPod, MP3 player, PDA (palm pilot), digital camera and musical instruments!
Click here for a detailed list of property covered under our insurance.
7. Does SIP's policy cover the laptop off schools grounds?
Yes. It covers the laptop worldwide including; in apartments, hotels, residence halls, and even during study abroad and property in storage.
8. If someone steals a laptop, will the PLAN cover that loss?
Yes, unless stolen from a vehicle that was not locked.
9. If a student loses the laptop insured by the plan, is that covered?
No. laptops misplaced, lost, left behind are not covered. Items stolen by theft, burglary, or robbery are covered. A police report must be filed for these types of losses.
11. What about special provisions on the SIP policy?
(1) Loss to software is limited to $1,000 for any one loss.
(2) Property in a personally owned automobile is covered, provided that the vehicle was locked at the time of theft and there was evidence of forced entry into the vehicle.
12. If a student travels overseas during semester breaks or between school years, is his or her laptop covered?
Yes, which makes our coverage truly WORLDWIDE.
13. Are there riders?
No. You don't have to fill out additional paperwork (riders) to cover special items. Plus, our policy is straightforward and easy to read, so you know what to expect if and when you file a claim.
14. What if I'm not happy with my plan?
If you are not satisfied with your coverage for any reason whatsoever, simply return your policy within 30 days for a 100% money-back guarantee with no questions asked.
15. I'm a school administrator and would like to promote SIP on my campus. How do I get started?
Smart choice! You'll join more than 1,100 institutions nationwide that have participated in our plan and provided their students with our comprehensive coverage.
16. Who is your underwriter and what is their rating?
Our underwriter is Hanover Insurance Company
440 Lincoln Street
Worcester, MA 01653
NAIC#: 22292
AM Best Rating: A- for financial size category of $1.25 billion to $1.5 billion.
17. Does my policy cover more than just my laptop/desktop computer?
A Student Insurance Partners policy will also cover your computer’s accessories such as: printer, scanner, webcam, 10-Key, mouse, keyboard, speakers, headphones, flash drive, zip drive, software. In addition to your laptop/desktop computer your policy will also cover the following items: cell phone, iPod, digital camera, MP3 player, PDA (palm pilot), musical instruments, and calculators. Please visit our “Property Covered” page to view a full listing of everything a Student Insurance Partners policy will cover. Please note: One insurance policy will cover one laptop/desktop computer. If you own more than one laptop/desktop computer you will need to take out a policy for each one you want insured.
Click here to learn more about the many reasons to support our insurance plan at your school.
Click here for more about our coverage benefits and premiums.
Don't rely on your homeowners, renters, or flood insurance to safeguard your laptop. Protect this investments with the most complete and comprehensive coverage available -- a STUDENT LAPTOP POLICY from SIP. It costs very little and can save you a fortune. Purchase or Renew your Plan Today!
|
|
|
|
|
